Fees

Transparent Fee Structure

Our commitment to fair pricing

At SWAPS, we believe that access to institutional liquidity shouldn’t come with hidden mark-ups or opaque pricing. Global remittance costs remain stubbornly high, averaging over 6 % in 2025 because traditional payment systems rely on layers of intermediaries. Stablecoin payment flows show that costs drop when intermediaries are removed, and early adopters see stablecoin transactions cost about half as much as traditional payments. We apply the same philosophy to our fee model: keep it transparent, efficient and based on real market conditions.

What we charge (and why)

  • Trading commission: For each trade, we charge a clear commission rather than hiding our revenue in wide spreads. Our smart-order router sources quotes from multiple exchanges and OTC desks and executes at the best available price. You see the price you pay, the fee we charge and any rebates we pass through.
  • Spreads based on market rates: When converting between digital assets and fiat currencies, spreads are determined by live market prices and liquidity conditions. Because we aggregate liquidity across venues, spreads are typically much tighter than those offered by single-exchange brokers.
  • No deposit or maintenance fees: SWAPS does not charge account opening or maintenance fees. The only costs you pay are trading commissions and network fees (see below).
  • Network and blockchain fees: When you deposit or withdraw digital assets, you may incur a network fee charged by the underlying blockchain. We do not mark up these fees; they are passed through at cost.
  • Withdrawal fees for fiat: Bank wires and fiat withdrawals may incur a small fee to cover correspondent banking costs. We disclose these fees in advance and base them on actual costs.

How we stay cost-effective

  • Aggregated liquidity: By connecting to multiple exchanges, OTC desks and liquidity providers, we minimise slippage and get the best available price. This approach reduces the effective cost of each trade for our clients.
  • Smart routing and benchmark pricing: Our systems automatically compare quotes and route orders to venues offering the tightest spreads. We benchmark our pricing against market indices and publish live quotes so you can verify that you’re getting fair value.
  • Transparency reports: Clients receive post-trade reports detailing execution prices, commissions, rebates and the venues used. This level of transparency is rare in crypto markets and ensures you always know how much you’re paying.
  • No long-term lock-ins: You’re free to move assets at any time. We don’t penalise you for withdrawing or switching providers; our business is based on delivering value, not trapping clients.

Why transparency matters

Opaque fee structures and unregulated brokers can erode returns and introduce unnecessary risk. The Faster Payments Council notes that stablecoins provide instant settlement at low cost, reducing friction for businesses and individuals. Similarly, our transparent fee model lets clients benefit from deep liquidity without hidden charges. When you partner with SWAPS, you know exactly how your transactions are priced and can plan accordingly.

Get started

If you have questions about our fee schedule or want to compare pricing for specific asset pairs, please contact our support team. We’re committed to ensuring that institutional and professional clients enjoy the most cost-effective access to digital asset markets.